‘Creating Investment Solutions- Climate Change Kick-Out Bond 3 matured on the 04th of September 2023 delivering 19.02% Gross return for our clients over 12 months. Click here for further details’. ‘Creating Investment Solutions- Climate Change Kick-Out Bond 3 matured on the 04th of September 2023 delivering 19.02% Gross return for our clients over 12 months. Click here for further details’.
‘Creating Investment Solutions- Climate Change Kick-Out Bond 3 matured on the 04th of September 2023 delivering 19.02% Gross return for our clients over 12 months. Click here for further details’. ‘Creating Investment Solutions- Climate Change Kick-Out Bond 3 matured on the 04th of September 2023 delivering 19.02% Gross return for our clients over 12 months. Click here for further details’.

Defined Benefit Pension Schemes Stick or Twist??

Defined Benefit (DB) Pension schemes are fast becoming a foot note in the financial history books.  Once considered the Rolls Royce of pensions, over the past 25 years the number of DB schemes has dwindled from over 22,000 back in 1996 to a little over 600 today. Of the schemes still in force, 75% are closed to new entrants and 25% do not meet the required funding standard*
(*IAPF 2018 survey on Defined Benefit (DB) pension schemes in Ireland)

Many companies operating DB Schemes are seeking to reduce their obligations & liabilities and so are offering enhanced transfer values to their scheme members – But what is the right thing to do?

Read the full article below or download here

At Seaspray Private we have a team of Trusted Advisors with extensive knowledge and expertise to guide you through the many questions, options, and possible solutions.


If we can help in any way, please feel free to contact us:


Seaspray Private trading as Seaspray Private is regulated by the Central Bank of Ireland. Registered in Ireland number 692221. Copyright 2022 Seaspray Private Ltd
Warning: Past performance is not a reliable guide to future performance. Warning: The value of your investments may go down as well as up. Warning: If you invest in these products you may lose some or all of the money you invest. Warning: These products may be affected by changes in currency exchange rates.

Leave a Comment

Your email address will not be published. Required fields are marked *